Credit Card Cash Advances Are the Most Expensive Money You Can Borrow
No grace period, a higher APR, and a 5% fee on the way out. Three costs stacked on one transaction — plus the purchases that secretly count as advances.
Credit Cards
That 20% Off Store Card Offer at the Register: Run the Math
$36 off for ninety seconds of paperwork. Sometimes worth it, usually not — and deferred interest is where it goes badly wrong.