The origin and research behind the four percent safe withdrawal rate, what it means in practice, the scenarios where it may fail, and alternative approaches for different retirement situations.
A realistic action plan for people who are behind on retirement savings — maximizing catch-up contributions, reducing expenses to increase savings rate, Social Security optimization, and adjusting lifestyle expectations.
The rules governing inherited IRAs after the SECURE Act, the 10-year rule for most non-spouse beneficiaries, the exceptions for eligible designated beneficiaries, required minimum distributions, and the tax planning considerations.